Score 120,000 Qantas Points on the NAB Qantas Rewards Signature card and pay $295 first year
Maximise 120,000 Qantas Points with the NAB Qantas Rewards Signature and pay just $295 in the first year while turning everyday spend into flights for savvy Aussies
Why NAB Qantas Rewards Signature stands out
The NAB Qantas Rewards Signature is one of the most compelling rewards cards for Australians who want to max out Qantas Points. With a welcome offer of 120,000 Qantas Points and a first-year annual fee of $295, this card immediately positions itself as a high-value option for frequent flyers and everyday spenders alike.
Beyond the headline bonus, the NAB Qantas Rewards Signature card offers a competitive earn rate on eligible purchases and flexible redemption options through Qantas. For anyone aiming to convert regular household bills and shopping into flights or gift cards, this card delivers clear value.
How to unlock the 120,000 Qantas Points
To reach the 120,000 Qantas Points, applicants must meet the initial spend requirement and maintain the account into the second year. Typically the breakdown is 90,000 points after spending $3,000 within 60 days, and the remaining 30,000 Qantas Points once the cardholder keeps the account open past 12 months and pays the second-year fee.
Plan smartly: use the NAB Qantas Rewards Signature for regular expenses like groceries, utilities and fuel to hit the spend target without blowing your budget. Remember to settle the balance each month to avoid interest charges that can erode the value of your Qantas Points.
Perks, protections and practical Aussie benefits
The NAB Qantas Rewards Signature includes a suite of complimentary insurance covers that matter for local travellers: domestic and international travel insurance, purchase protection, extended warranty, price protection and transport accident insurance. These features mean you get both points and peace of mind when booking trips or buying big-ticket items in Australia.
The card also links to the Qantas Marketplace, allowing points to be spent on flights, upgrades or everyday options like Woolworths WISH digital gift cards. That flexibility makes the NAB Qantas Rewards Signature useful whether you’re saving for a Sydney to London trip or want more value from weekend shopping.
Is the fee worth it and how to apply
The first-year fee of $295 is discounted from the ongoing $395 p.a., so timing your application can make a real difference. If you can comfortably meet the bonus spend, the value of 120,000 Qantas Points often outweighs the annual fee, especially for travellers who redeem smartly for domestic and international flights.
Applying is straightforward via NAB’s website: submit your details online, provide proof of income if requested, and await approval. Before applying, check eligibility criteria and compare alternatives so the NAB Qantas Rewards Signature fits your personal spending habits and travel goals.