Access Private Bank Black Credit Card, Naija’s Premier Visa Infinite Experience for Jetsetters

Why Access Private Bank Black Credit Card stands out in Naija

The Access Private Bank Black Credit Card is the benchmark for elite banking in Nigeria, offering Visa Infinite privileges tailored for Naija’s frequent travellers and high-net-worth clients. Cardholders enjoy a blend of prestige and practicality: higher credit limits, global acceptance, and services designed around the lifestyle of Lagos and Abuja jetsetters.

This card positions you among Access Bank’s most valued customers, with perks that go beyond surface status. From personalised relationship managers to lifestyle benefits in top Nigerian hotels and restaurants, the Black Credit Card delivers tangible value that aligns with premium living in Nigeria.

Travel privileges, lounges and MedicAir protection

Travel is effortless with airport lounge access worldwide, 24/7 concierge and comprehensive travel insurance included for the Access Private Bank Black Credit Card. Whether you’re flying out of Murtala Muhammed, Nnamdi Azikiwe, or heading overseas, the card’s Visa Infinite services make every trip smoother and more comfortable.

MedicAir coverage is a standout: emergency air ambulance and medical evacuation, managed locally to Naija standards, provide peace of mind when health risks arise abroad or within the region. This combination of travel cover and MedicAir support is a major reason affluent Nigerians choose this card.

Everyday conveniences and purchase protection

The Access Private Bank Black Credit Card isn’t just for travelling; it secures daily spending with robust purchase protection, extended warranties and fraud monitoring. Online and POS transactions come with multi-layered security and real-time alerts to your phone, helping you spot and stop suspicious charges fast.

Benefit programs include priority access to events, preferred seating at concerts and sports fixtures across Nigeria, and exclusive offers with luxury partners. The card rewards lifestyle spending while protecting high-value purchases, making it ideal for business owners, executives and frequent shoppers in Naija.

How to apply, security and local support

Application is straightforward for eligible clients of Access Private Bank: proof of identity, residence in Nigeria and income documentation are required, and many high-net-worth applicants receive invite-only access. You can apply via private banking, internet banking or through your dedicated relationship manager for a smooth onboarding experience.

Security is a priority: chip-and-PIN, two-factor authentication for online banking and 24/7 fraud response ensure your funds stay safe. If your card is lost, Access Bank’s local team will block and replace it swiftly, and the private-banking concierge handles urgent travel or medical logistics anywhere you are.